Raising a family is a significant financial commitment, and understanding the support available through the Australian Government can provide essential relief.
In February 2025, Centrelink’s Family Tax Benefit (FTB) continues to play a vital role in helping families manage the cost of raising children.
This guide provides crucial information on eligibility, payment rates, and the application process to ensure you maximize the benefits your family is entitled to.
What is the Family Tax Benefit (FTB)?
The Family Tax Benefit is a financial assistance program provided by the Australian Government through Services Australia. It helps eligible families with the ongoing costs of raising children. The benefit is divided into two parts:
- FTB Part A: Provides payments per child, depending on the family’s income.
- FTB Part B: Offers additional support to single-income families or single parents.
Both parts of the Family Tax Benefit have specific eligibility criteria, including income tests and residency requirements. Understanding these details is essential for families to receive the full support they are eligible for.
Key Details of Family Tax Benefit (FTB)
| Aspect | Details |
|---|---|
| FTB Part A | Per-child payments based on age and family income. |
| FTB Part B | Extra help for single-parent families and those with one primary income. The amount depends on the age of the youngest child. |
| Income Tests | Payments are affected by family income. The Adjusted Taxable Income (ATI) determines the amount received. |
| Residency Requirements | Both the parent and child must meet residency criteria to be eligible. |
| How to Apply | Applications can be submitted through myGov or at a Services Australia office. |
FTB Part A: Payment Overview and Rates
What is FTB Part A?
FTB Part A is designed to assist with the daily expenses of raising children. The payment is calculated based on both the age of the child and the family’s income.
FTB Part A Payment Rates (as of February 2025)
The amount received for FTB Part A depends on family income and the child’s age:
- Base Rate: $68.46 per fortnight for each child.
- Maximum Rate:
- Children aged 0-12 years: Up to $204.50 per fortnight
- Children aged 13-15 years: Up to $267.10 per fortnight
- Children aged 16-19 years (if studying full-time): Up to $267.10 per fortnight
FTB Part A Income Test
Families with an adjusted taxable income (ATI) of less than $59,000 per year are eligible for the full payment. The amount decreases as income exceeds $59,000, and payments are completely cut off if income surpasses a specific threshold.
FTB Part B: Payment Overview and Rates
What is FTB Part B?
FTB Part B offers additional financial support to:
- Single-parent families
- Families with one main income (where one parent is either staying at home or working fewer hours)
FTB Part B Payment Rates (as of February 2025)
The payment amount varies based on the age of the youngest child:
- Youngest child under 5 years: Up to $4,923.85 per year
- Youngest child aged 5-13 years: Up to $3,434.65 per year
- Single parents or grandparent carers (youngest child under 18): Up to $3,434.65 per year
FTB Part B Income Test
- Single parents: There is no income test for single parents.
- Couples: If one parent is the primary earner, payments start to reduce if their income exceeds $100,900 per year, with payments ceasing entirely once their income surpasses $110,900.
Eligibility Criteria for Family Tax Benefits
Residency Requirements
To qualify for FTB, both the parent and child must meet Australian residency requirements or hold a qualifying visa. These conditions must be fulfilled for eligibility.
Care of a Dependent Child
- FTB Part A: Available for children under 19 years, as long as they are attending school full-time.
- FTB Part B: Available for single parents or families with one primary income.
Income Limits Apply
Both parts of the FTB are subject to income limits. High-income families may see their payments reduced or entirely stopped.
Immunization Requirements
For FTB Part A, children must meet the immunization requirements, meaning they must be up to date with their vaccinations to be eligible.
How to Apply for Australia Centrelink Family Tax Benefits in February 2025?
Step-by-Step Application Process
- Check Your Eligibility
Use the FTB Calculator on myGov to determine how much you may be eligible to receive based on your family’s income and situation. - Prepare Necessary Documents
Gather the required documents, such as:- Proof of identity (e.g., passport or driver’s license)
- Tax File Number (TFN)
- Birth certificates and school enrollment records for children
- Submit Your Application
Applications can be made online through myGov, which is linked to Centrelink. Alternatively, you can apply in person at any Services Australia office. - Wait for Assessment & Approval
The processing of applications typically takes about 28 days. Payments are issued starting from the approval date.
The Family Tax Benefit is a vital financial support system that assists Australian families with the costs of raising children. By understanding the eligibility criteria, income tests, and the application process, families can ensure they receive the maximum benefits they qualify for.
It is important to stay updated with the latest rates and requirements to make the most of this government assistance. For further information, visit Services Australia.
FAQs
What is the difference between FTB Part A and FTB Part B?
FTB Part A is a per-child payment based on income and the child’s age. FTB Part B provides additional support for single-parent families and those with one primary income.
How often do I need to update my income details?
You are required to update your income details annually to ensure you receive the correct amount of support.
Are there any residency requirements for eligibility?
Yes, both the parent and child must be Australian residents or hold a qualifying visa.