As Centrelink prepares to distribute its $1,144 cost-of-living payment, Australians should stay alert to fraudulent schemes exploiting this financial assistance.
While the government’s initiative aims to support individuals struggling with inflation, scammers are actively circulating false offers to mislead recipients.
Centrelink’s Cost-of-Living Payment Explained
The Australian government’s biannual indexation adjustments ensure social welfare payments keep pace with rising inflation. Eligible recipients, including those receiving the Age Pension, JobSeeker Payment, and Disability Support Pension, will see increased payments to help offset financial burdens.
Starting September 20, 2024, these adjustments will take effect automatically for eligible welfare recipients. No additional applications are required, as payments will be updated based on the Consumer Price Index (CPI) and the Pensioner and Beneficiary Living Cost Index (PBLCI).
The updated Centrelink payments include:
| Payment Type | Fortnightly Increase | New Fortnightly Payment |
|---|---|---|
| Single Age Pension | $28.10 | $1,144.40 |
| Couple (combined) | $42.30 | $1,725.20 |
| Disability Support Pension | Varies | Adjusted per CPI & PBLCI |
These increases are expected to provide significant relief to Australians facing higher living costs, ensuring financial stability for pensioners and welfare recipients.
Fraudulent Schemes Targeting Vulnerable Australians
As Centrelink payments rise, scammers have launched deceptive campaigns falsely promising cash bonuses of $600 to $890 to unsuspecting individuals.
These fraudulent offers appear on social media and misleading websites designed to steal personal information.
Scammers’ Tactics: How They Work
According to Hank Jongen, General Manager of Services Australia, fraudulent websites use clickbait headlines to attract individuals searching for financial aid. The primary objectives of these scams include:
- Driving traffic to fraudulent sites that generate advertising revenue.
- Stealing personal details, including myGov login credentials.
- Spreading misinformation, leading recipients to miss out on genuine government support.
Protecting Yourself from Centrelink Scams
To safeguard against these fraudulent schemes, Australians should follow these key guidelines:
- Verify Website URLs – Ensure the website domain ends in “.gov.au”, which confirms it is an official government site.
- Avoid Clicking Suspicious Links – Do not engage with unknown messages, emails, or social media posts claiming to offer Centrelink bonuses.
- Access Centrelink Only via MyGov – Always log in directly at my.gov.au instead of clicking on links in messages or emails.
- Be Wary of Unverified Payment Promises – The government does not require individuals to apply for automatic indexation adjustments.
- Report Scams Immediately – If you suspect fraudulent activity, report it to Scamwatch and Services Australia.
More Payments on the Way: What to Expect
Apart from the September increase, additional Centrelink payment adjustments will take effect in January, March, and September 2025.
This includes increases for Youth Allowance, Austudy, and Carer Allowance, ensuring continued financial support amid rising costs of essential goods and services.
Eligible recipients may also benefit from additional assistance programs, such as:
- Rent Assistance for those struggling with housing costs.
- Energy Rebates for eligible households.
- Other welfare benefits indexed periodically to align with inflation.
Final Thoughts: Stay Alert and Informed
With Centrelink rolling out genuine cost-of-living increases, it is crucial for Australians to remain vigilant against scams.
By relying on verified government sources and reporting suspicious activity, individuals can ensure they receive the financial support they are entitled to without falling victim to fraud.
For the latest updates, log in to MyGov or visit the official Services Australia website.
FAQs
Do I need to apply for the Centrelink cost-of-living payment?
No, the payment increase is automatic for eligible welfare recipients. There is no need to apply.
How can I verify if a Centrelink offer is legitimate?
Always check if the website URL ends in “.gov.au” and access your Centrelink details directly through my.gov.au.
What should I do if I encounter a suspected scam?
Report it immediately to Scamwatch and Services Australia to prevent further fraudulent activities.
What are some warning signs of Centrelink scams?
Scams often feature clickbait headlines, unsolicited messages, and promises of cash bonuses. They may ask for personal details like myGov login credentials.